Generic Talk

Non-Owner Car Insurance Policy (aka: Personal Mobility Coverage)

​Firstly, a full disclaimer that neither of us are Licensed Insurance Agents, therefore this is based on our personal experience and you should consult with your preferred Auto Insurance provider.

Most of our lives, we have owned a vehicle. Of course, insured. While some full-time cruisers opt to keep a vehicle in storage. We opted not to as we considered this to be a land obligation with uncertainty of our local return. An added expense (insurance, maintenance, storage, etc). Furthermore, feeling the worst we could do to our vehicle was to have it sitting unused for long periods of time so, the decision was easy to get rid of them, Toyota Sequoia and Toyota RAV4. Throughout these many years, whether we borrowed or rented a vehicle, in the event of an incident we would have been covered by our Auto Policy. But, now to be carless, what would happen, we would be uninsured! Neither of us wanted that liability and risk, so we researched and came across a Non-Owner Car Insurance Policy (aka: Personal Mobility Coverage) and proceeded to contact our Insurance Agent.

  • Coverage for Car Rentals, Carshares, Public Transportation, & Ride Shares
  • Provides Protection While Driving or Occupying a Borrowed/Rented Car

Benefits:

  • Cost Less than Rental Car Coverage
  • Driver Coverage for Non-Owned Vehicle
  • Passenger Coverage
  • Pedestrian Coverage
  • Provides Proof of Insurance
  • Qualifies for Bundle Policy Savings
Hi, I’m Janet

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